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Veterans Affairs Dental Insurance Program
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Find your rates and compare plans
Delta Dental’s Veterans Affairs Dental Insurance Program provides you and your family with comprehensive dental protection at an affordable cost. Your monthly premium rate depends on where you live and the number of CHAMPVA beneficiaries you choose to enroll. Use our calculator to look up your rate and compare plans to help find the right fit for your needs.
- Enhanced
- Comprehensive
- Prime
Benefits available upon enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
50% | 30% |
| Simple extractions²,³ | 50% | 30% |
| General services | NAB | NAB |
Additional benefits available after 12 months of enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
NAB | NAB |
| Endodontics² Root canals |
50% | 30% |
| Periodontics² Treatment for gums |
50% | 30% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
NAB | NAB |
Deductibles and maximums
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $50 | $50 |
| Annual Maximum | $1000 | $1000 |
Benefits available upon enrollment
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
60% | 40% |
| Simple extractions²,³ | 50% | 30% |
| General services | 50% | 30% |
Additional benefits available after 12 months of enrollment
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
50% | 30% |
| Endodontics² Root canals |
50% | 30% |
| Periodontics² Treatment for gums |
50% | 30% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
50% | 30% |
Deductibles and maximums
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $0 | $50 |
| Annual Maximum | $1500 | $1500 |
Benefits available upon enrollment
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 90% |
| Basic restorative Fillings (silver) |
70% | 60% |
| Simple extractions²,³ | 50% | 40% |
| General services | 50% | 40% |
Additional benefits available after 12 months of enrollment
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
70% | 60% |
| Endodontics² Root canals | 50% | 40% |
| Periodontics² Treatment for gums |
50% | 40% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
50% | 40% |
Deductibles and maximums
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $0 | $50 |
| Annual Maximum | $3000 | $3000 |
Benefits available upon enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive1 Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
50% | 30% |
| Simple extractions2,3 | 50% | 30% |
| General services | NAB | NAB |
Additional benefits available after 12 months of enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative2 Crowns |
NAB | NAB |
| Endodontics2 Root canals |
50% | 30% |
| Periodontics2 Treatment for gums |
50% | 30% |
| Prosthodontics2,4 Bridges, dentures, implants |
NAB | NAB |
Deductibles and maximums
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $50 | $50 |
| Annual Maximum | $1000 | $1000 |
Benefits available upon enrollment
| Benefits | Enhanced Plan | Comprehensive Plan | Prime Plan | |||
|---|---|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% | 100% | 80% | 100% | 90% |
| Basic restorative Fillings (silver) |
50% | 30% | 60% | 40% | 70% | 60% |
| Simple extractions²,³ | 50% | 30% | 50% | 30% | 50% | 40% |
| General services | NAB | NAB | 50% | 30% | 50% | 40% |
Additional benefits available after 12 months of enrollment
| Benefits | Enhanced Plan | Comprehensive Plan | Prime Plan | |||
|---|---|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network | |
| Major restorative² Crowns |
NAB | NAB | 50% | 30% | 70% | 60% |
| Endodontics² Root canals |
50% | 30% | 50% | 30% | 50% | 40% |
| Periodontics² Treatment for gums |
50% | 30% | 50% | 30% | 50% | 40% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
NAB | NAB | 50% | 30% | 50% | 40% |
Deductibles and maximums
| Benefits | Enhanced Plan | Comprehensive Plan | Prime Plan | |||
|---|---|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network | |
| Deductible | $50 | $50 | $0 | $50 | $0 | $50 |
| Annual Maximum | $1000 | $1000 | $1500 | $1500 | $3000 | $3000 |
- Enhanced
- Comprehensive
- Prime
Benefits available upon enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
50% | 30% |
| Simple extractions²,³ | 50% | 30% |
| General services | NAB | NAB |
Additional benefits available after 12 months of enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
NAB | NAB |
| Endodontics² Root canals |
50% | 30% |
| Periodontics² Treatment for gums |
50% | 30% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
NAB | NAB |
Deductibles and maximums
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $50 | $50 |
| Annual Maximum | $1000 | $1000 |
Benefits available upon enrollment
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
60% | 40% |
| Simple extractions²,³ | 50% | 30% |
| General services | 50% | 30% |
Additional benefits available after 12 months of enrollment
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
50% | 30% |
| Endodontics² Root canals |
50% | 30% |
| Periodontics² Treatment for gums |
50% | 30% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
50% | 30% |
Deductibles and maximums
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $0 | $50 |
| Annual Maximum | $1500 | $1500 |
Benefits available upon enrollment
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 90% |
| Basic restorative Fillings (silver) |
70% | 60% |
| Simple extractions²,³ | 50% | 40% |
| General services | 50% | 40% |
Additional benefits available after 12 months of enrollment
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
70% | 60% |
| Endodontics² Root canals | 50% | 40% |
| Periodontics² Treatment for gums |
50% | 40% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
50% | 40% |
Deductibles and maximums
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $0 | $50 |
| Annual Maximum | $3000 | $3000 |
- Enhanced
- Comprehensive
- Prime
Benefits available upon enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
50% | 30% |
| Simple extractions²,³ | 50% | 30% |
| General services | NAB | NAB |
Additional benefits available after 12 months of enrollment
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
NAB | NAB |
| Endodontics² Root canals |
50% | 30% |
| Periodontics² Treatment for gums |
50% | 30% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
NAB | NAB |
Deductibles and maximums
| Benefits | Enhanced Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $50 | $50 |
| Annual Maximum | $1000 | $1000 |
Benefits available upon enrollment
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% |
| Basic restorative Fillings (silver) |
60% | 40% |
| Simple extractions²,³ | 50% | 30% |
| General services | 50% | 30% |
Additional benefits available after 12 months of enrollment
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
50% | 30% |
| Endodontics² Root canals |
50% | 30% |
| Periodontics² Treatment for gums |
50% | 30% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
50% | 30% |
Deductibles and maximums
| Benefits | Comprehensive Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $0 | $50 |
| Annual Maximum | $1500 | $1500 |
Benefits available upon enrollment
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 90% |
| Basic restorative Fillings (silver) |
70% | 60% |
| Simple extractions²,³ | 50% | 40% |
| General services | 50% | 40% |
Additional benefits available after 12 months of enrollment
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Major restorative² Crowns |
70% | 60% |
| Endodontics² Root canals | 50% | 40% |
| Periodontics² Treatment for gums |
50% | 40% |
| Prosthodontics²,⁴ Bridges, dentures, implants |
50% | 40% |
Deductibles and maximums
| Benefits | Prime Plan | |
|---|---|---|
| In-network | Out-of-network | |
| Deductible | $0 | $50 |
| Annual Maximum | $3000 | $3000 |
Made your selection?
Enrollment is quick and easy.
No matter which one of our plans you choose, you’ll always have the lowest out-of-pocket costs when you use a network dentist. Find a dentist
NAB = Not a benefit
- The deductible is waived for diagnostic and preventive procedures for all plans.
- The waiting period is 12 months for major restorative (Comprehensive and Prime; Enhanced not covered), endodontics (all plans), periodontics (all plans), oral surgery³ (all plans) and prosthodontics (Comprehensive and Prime; Enhanced not covered).
- Simple extractions (procedure codes D7111 and D7140) are the only covered oral surgery services under the Enhanced Plan (lifetime) and the only covered oral surgery services in the first 12 months under the Comprehensive and Prime plans.
- Per the missing tooth clause, services or treatment for the provision of an initial prosthodontic appliance (i.e. fixed bridge restoration, implants, removable partial or complete denture, etc.) when it replaces natural teeth extracted or missing, including congenital defects, prior to the effective date of coverage are not eligible for coverage.
Orthodontics (braces) are not covered under any of the three plans.