Veterans Affairs Dental Insurance Program
Use your plan
With our large nationwide network, it’s easy to find a general dentist or specialist near you. Save time and money by getting your care from a VADIP network dentist.
You don’t need an enrollment card to receive dental care under VADIP. However, if you prefer to have a card, you can view and print your enrollment card through the Member Portal. After you register and log in, choose the Enrollment Card option to view and print. Your group name and plan type are also shown in the Benefits Booklet.
In the Member Portal, you can manage your benefits, choose to receive electronic benefit statements and download claims.
You can see any licensed dentist as a VADIP enrollee, but you save money by visiting a Delta Dental VADIP network dentist. When you see a VADIP network dentist, you get 100% coverage of your annual exams, x-ray and cleanings.
However, if you choose to see a non-network dentist, your out-of-pocket costs and deductible are higher and your annual maximum is lower.
Dentist’s total charge for service = $350
| Network dentist absorbs this cost: |
|---|
| $50 |
| Delta Dental Pays: |
| $210 Delta Dental Pays 70% of the highest fee allowed (70% x $300 allowed fee) |
| Enrollee Copay: |
| $90 Enrollee pays 30% of the highest fee allowed (30% x $300 allowed fee) |
| Enrollee's Out-of-Pocket total: |
| $90 |
| Enrollee pays this cost: |
|---|
| $50 Non-network dentists do not absorb any cost. Enrollee pays the difference between a dentist fee and highest fee allowed. |
| Delta Dental Pays: |
| $180 Delta Dental Pays 60% of the highest fee allowed (60% x $300 allowed fee) |
| Enrollee Copay: |
| $120 Enrollee pays 40% of the highest fee allowed (40% x $300 allowed fee) |
| Enrollee out-of-pocket total: |
| $170 Enrollee pays fee not absorbed by dentist plus higher percentage of agreed upon Delta Dental allowed fee. If deductible has not yet been met enrollee fees will be higher. |
© Delta Dental
Delta Dental’s Veterans Affairs Dental Insurance Program (VADIP) is administered by the Federal Government Programs division of Delta Dental of California through its subsidiary Delta Dental Insurance Company (DDIC).