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Federal Employees Dental Program

Welcome, TRDP military retirees!
What you need to know about the TRDP to FEDVIP transition.

Get a Plan

Your oral health is our priority. Let us help you find the right plan for your needs.

Compare Plans

Plan Rates

Plan Rates

Find a Dentist

Finding a dentist has never been easier. Look to see if your dentist is in-network for your Delta Dental plan in FEDVIP or search for one near you and save on your out-of-pocket costs.
Find a Dentist

Enroll Now Offsite link

  • Go to BENEFEDS.com. Offsite link
  • Click on Enroll in a Plan, and choose Dental.
  • Select Delta Dental
    or call BENEFEDS at 1-877-888-FEDS (3337)

Why Choose Delta Dental?

  • Affordable premiums
  • A choice of two great plans
  • Nationwide dentist network
  • FSAFEDS paperless reimbursement

We Have a Plan that’s Right for You

A dental plan helps you keep your teeth and gums healthy and minimizes the impact of unexpected expenses. There’s a lot to consider when choosing the best plan for you. Choose between two comprehensive dental plans from Delta Dental.

For federal employees, Delta Dental also now offers FSAFEDS paperless reimbursement of your Delta Dental claims. If you sign up for a Health Care Flexible Spending Account (HCFSA) and paperless reimbursement, FSAFEDS will automatically reimburse your eligible out-of-pocket-dental expenses directly to your checking or savings account via electronic funds transfer with little or no paperwork involved.

Compare Your Options with Delta Dental

You have the option of enrolling in either the Standard or High plan. Your out-of-pocket expense for procedures will be less with the High plan, but the premiums will be less with our Standard plan. With both options, there is no deductible and 100% of the costs are covered with basic services like exams and cleanings. Note the some Federal Employees Health Benefits (FEHB) medical plans offer dental coverage and, per OPM rules, FEHB coverage will always be primary to Delta Dental’s coverage.

Sample Benefits

Select plan type
Standard Plan
Benefit In-Network Out-of-Network
Basic Services — Class A: (Routine cleanings, x-rays, oral exams, sealants) 100% 60%
Intermediate Services — Class B: (Fillings and periodontal maintenance, oral surgery, extractions) 55% 40%
Major Services — Class C: (Crowns, bridges, root canals, dentures implants, gum surgery) 35% 20%
Orthodontic Services — Class D 50% 50%
General Services (Anethesia, occlusal guard) 55% 40%
Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) $0 $75
Annual Benefit Maximum (Non-orthodontic) $1,500 $600
Orthodontic Lifetime Maximum (Children up to age 19) $2,000 $1,000
Orthodontic Waiting Period 12 months 12 months
High Plan
Benefit In-Network Out-of-Network
Basic Services — Class A: (Routine cleanings, x-rays, oral exams, sealants) 100% 90%
Intermediate Services — Class B: (Fillings and periodontal maintenance, oral surgery, extractions) 70% 60%
Major Services — Class C: (Crowns, bridges, root canals, dentures implants, gum surgery) 50% 40%
Orthodontic Services — Class D 50% 50%
General Services (Anesthesia, occlusal guard) 70% 60%
Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) $0 $50
Annual Benefit Maximum (Non-orthodontic) $30,000 $3,000
Orthodontic Lifetime Maximum $3,500 for children, $2,000 for adults $3,500 for children, $2,000 for adults
Orthodontic Waiting Period 12 months 12 months

No matter which one of our plans you choose, you’ll always have the lowest out-of-pocket cost when you see a network dentist. Find a dentist.

Enroll Now

This is a brief description of services covered under the Delta Dental Federal Employees Dental Program. Do not rely on this chart alone. All benefits are subject to the definitions, limitations and exclusions set forth in the 2019 Plan Brochure PDF 1.5 MB.

Save Money with a Network Dentist

Whether you need coverage for yourself, or your entire family, Delta Dental’s options provide the confidence that your smile and wallet are protected. Delta Dental offers a large, nationwide network of quality dentists. Save on out-of-pocket costs by seeing a Delta Dental PPO network dentist.

Oral Health

Our SmileWay Wellness program has information about oral health to help create added value from our dental insurance. Check out our Wellness Site.