Office of the Comptroller of the Currency
Dental Insurance Program

Share the Benefits of Delta Dental

Your employees and their eligible family members can join millions of others nationally who trust their smiles to Delta Dental. The OCC Dental Insurance Program will provide employees and retirees of the Office of the Comptroller of the Currency and employees of the Office of Financial Research with:

• Quality, cost-effective dental coverage
• Two available plan options from which to choose:
  • PPO — for active employees and OCC retirees
  • DHMO — for active employees and OCC employees who retire on disability
• A nationwide network of contracted dentists for both plans
• Confidence that your dental health is our priority
• Wellness programs:
  • SmileWay^® Wellness Site — Our SmileWay^® Wellness Program is your one-stop shop for oral health-related tools, tips and resources for smiles of all ages.
  • Grin! e-magazine — Encourage employees to check out our latest issue for fun oral health news and tips.
  • Meet the Smyles - Just for kids! — Kids can meet the Smyles family and get dental health tips, games, stories and more created just for them!
  • Connect with us on Facebook and Twitter to receive tips posted weekly about oral and physical health care.

Tips for Your Enrolled Employees and Retirees

Save money with a network dentist
Informing employees about Delta Dental’s network and assisting them in finding a network dentist can help them reduce their dental expenses. Educate your employees about the difference in out-of-pocket costs when using a PPO, Premier or out-of-network dentist. DeltaCare USA enrollees must use their selected network dentist in order to receive benefits.

No ID card is necessary to receive treatment
Dental offices verify employees’ and dependents’ eligibility and benefits with the employee’s date of birth and social security number. Employees who would like an ID card can log in to their Delta Dental PPO or DeltaCare USA (DHMO) account and print one online.

Dentists file the claims
Delta Dental and DeltaCare USA dentists handle all claims and paperwork for enrollees. However, a PPO claim form (PDF, 186kb) may need to be filed if a PPO enrollee has visited a non-Delta Dental dentist for treatment or if a DeltaCare USA enrollee has received emergency treatment.