Office of the Comptroller of the Currency Dental Care Program

DeltaCare® USA (DHMO) Plan

This easy-to-use plan offers you a great combination of quality, affordability and choice of dentists.

First time users — Register Today

Your DeltaCare USA (DHMO) plan under the OCC Dental Insurance Program is easy to use and offers you a great combination of quality and affordability. The plan is designed to encourage you and your family to visit the dentist regularly to maintain your dental health.

Once you have selected, or have been assigned, a DeltaCare USA (DHMO) primary care dentist, you must visit that dentist in order to receive your benefits.* General dentists manage their patients’ comprehensive dental needs, including referrals to specialists, when needed. Having a primary dentist allows you to enjoy a long-term relationship with the same dentist throughout your enrollment. With no deductibles, modest copayments and no claim forms to fill out, you can start saving on out-of-pocket costs immediately. And with no annual maximum limitations, you can use your DeltaCare USA (DHMO) benefits all year long.

However, if you wish to select a new DHMO primary care dentist from the DeltaCare USA network, just simply call Delta Dental Customer Care at 844-883-4288 and select Option 1 to speak with a DHMO representative to change your primary care dentist. The representative will assist you with that change. Changes made before the 20th of the month will become effective the first of the following month.

About the Plan


Current employees are eligible for the DHMO plan and must see their Human Resources benefits administrator to enroll.

Retired OCC employees who were participating in the program as an active employee are provided a one-time opportunity to elect the PPO option. Retirees can view premium rates and manage their enrollment here.

*DeltaCare USA is not available in MN and ND. In AK, CT, LA, ME, MS, MT, NH, NC, OK, SD, VT and WY, DeltaCare USA is provided as an open access plan. Enrollees can obtain treatment from any licensed dentist and do not need to select a dentist upon enrolling in the plan. Because enrollees can visit any dentist, no specialty care authorization is needed. Deductibles and maximums may apply for services provided by an out-of-network dentist.

Manage Your Account

DeltaCare® USA (DHMO)

Forgot Username or Password?

  • Verify current enrollment
  • Review your benefits online
  • Check plan maximums
  • Sign up for paperless EOBs

Start your online account.

Register Today

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