Find Your Rates and Compare Plans

Delta Dental’s Veterans Affairs Dental Insurance Program provides you and your family with comprehensive dental protection at an affordable cost. Your monthly premium rate depends on where you live and the number of CHAMPVA beneficiaries you choose to enroll. Use our calculator to look up your rate and compare plans to help find the right fit for your needs. Compare plans side by side, find the plan that fits your needs and take charge of your oral health today!

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Enhanced Plan

per month

Consider the Enhanced Plan for basic levels of coverage at a lower monthly premium.

Comprehensive Plan

per month

Consider the Comprehensive Plan if you anticipate dental work in the future in addition to your routine cleanings and exams.

Prime Plan

per month

Consider the Prime Plan for an increased level of coverage for major procedures included with basic levels of care.

Benefits available upon enrollment

Benefits Enhanced Plan Comprehensive Plan Prime Plan
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network
Diagnostic and Preventive1
Routine cleanings, x-rays,
oral exams, sealants
100% 80% 100% 80% 100% 90%
Basic Restorative
Fillings (silver)
50% 30% 60% 40% 70% 60%
Simple Extractions2,3 50% 30% 50% 30% 50% 40%
General Services NAB NAB 50% 30% 50% 40%

Additional benefits available after 12 months of enrollment

Benefits Enhanced Plan Comprehensive Plan Prime Plan
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network
Major Restorative2
Crowns
NAB NAB 50% 30% 70% 60%
Endodontics2
Root canals
50% 30% 50% 30% 50% 40%
Periodontics2
Treatment for gums
50% 30% 50% 30% 50% 40%
Prosthodontics2
Bridges, dentures, implants
NAB NAB 50% 30% 50% 40%

Deductibles and maximums

Benefits Enhanced Plan Comprehensive Plan Prime Plan
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network
Deductible $50 $50 $0 $50 $0 $50
Annual Maximum $1000 $1000 $1500 $1500 $3000 $3000

Made your selection? Enrollment is quick and easy.

No matter which one of our plans you choose, you’ll always have the lowest out-of-pocket costs when you use a network dentist. Find a dentist

  • NAB = Not a Benefit
  • 1 The deductible is waived for diagnostic and preventive procedures for all plans.
  • 2 The waiting period is 12 months for major restorative (Comprehensive and Prime; Enhanced not covered), endodontics (all plans), periodontics (all plans), oral surgery3 (all plans) and prosthodontics (Comprehensive and Prime; Enhanced not covered).
  • 3 Simple extractions (procedure codes D7111 and D7140) are the only covered oral surgery services under the Enhanced Plan (lifetime) and the only covered oral surgery services in the first 12 months under the Comprehensive and Prime plans.