Why choose Delta Dental?
With our affordable premiums, plan options, nationwide dentist network, and paperless reimbursement, we have the plan you need.
Simply enter your ZIP code and the number of family members you wish to enroll and find the right plan for your needs.
Finding a dentist has never been easier. Look to see if your dentist is in-network for your Delta Dental plan in FEDVIP or search for one near you and save on your out-of-pocket costs.
As an enrollee in Delta Dental’s Federal Employees Dental Program, you can see any licensed dentist, but your out-of-pocket costs and deductible would increase and your annual maximum would be lowered. Seeing a Delta Dental PPO network dentist saves you money.
Dentist’s total charge for service = $350
Enrollee pays: |
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$0 (cost is absorbed by the network dentist) |
Delta Dental pays: |
$210 Delta Dental pays 70% of the highest fee allowed (70% x $300 allowed fee) |
Enrollee copay: |
$90 Enrollee pays 30% of the highest fee allowed (30% x $300 allowed fee) |
Enrollee out-of-pocket total: |
$90 |
Enrollee pays this cost too: |
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$50 Non-network dentists do not absorb any cost. Enrollee pays the difference between dentists. |
Delta Dental pays: |
$180 Delta Dental pays 60% of the highest fee allowed (60% x $300 allowed fee) |
Enrollee copay: |
$120 Enrollee pays 40% of the highest fee allowed (40% x $300 allowed fee) |
Enrollee out-of-pocket total: |
$170 Enrollee pays fee not absorbed by dentist plus higher percentage of agreed upon Delta Dental allowed fee. If deductible has not yet been met enrollee fees will be higher. |
Whether you need coverage for yourself, or your entire family, Delta Dental’s options provide the confidence that your smile and wallet are protected. Delta Dental offers a large, nationwide network of quality dentists. Save on out-of-pocket costs by seeing a Delta Dental network dentist.
Our SmileWay Wellness program has information about oral health to help create added value from our dental insurance. Check out our Wellness Site