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Federal Employee Dental Program
Compare your options with Delta Dental
You have the option of enrolling in either the Standard or High plan. Your out-of-pocket expense for procedures will be less with the High plan, but the premiums will be less with our Standard plan. With both options, there is no deductible and 100% of the costs are covered with basic services like exams and cleanings.
Preview your plan options
Simply enter your ZIP code and the number of family members you wish to enroll and find the right plan for your needs.
Sample benefits
- Standard Plan
- High Plan
| Benefits | In-network | Out-of-network |
|---|---|---|
| Basic Services — Class A (Routine cleanings, x-rays, oral exams, sealants) | 100% | 60% |
| Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions) | 55% | 40% |
| Major Services — Class C (Crowns, bridges, root canals, dentures implants, gum surgery) | 35% | 20% |
| Orthodontic Services — Class D | 50% | 50% |
| General Services (Anesthesia, occlusal guard) | 55% | 40% |
| Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) | $0 | $75 |
| Annual Benefit Maximum (Non-orthodontic) | $1,500 | $1,000 |
| Orthodontic Lifetime Maximum (Standard Plan now covers orthodontics for kids up to maximum age eligibility) | $2,000 | $1,000 |
| Benefits | In-network | Out-of-network |
|---|---|---|
| Basic Services — Class A (Routine cleanings, x-rays, oral exams, sealants) | 100% | 90% |
| Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions) | 70% | 60% |
| Major Services — Class C (Crowns, bridges, root canals, dentures implants, gum surgery) | 50% | 40% |
| Orthodontic Services — Class D | 50% | 50% |
| General Services (Anesthesia, occlusal guard) | 70% | 60% |
| Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) | $0 | $50 |
| Annual Benefit Maximum (Non-orthodontic) | unlimited | $3,000 |
| Orthodontic Lifetime Maximum | $3,500 for children $2,000 for adults |
$3,500 for children, $2,000 for adults |
This is a brief description of services covered under the Delta Dental Federal Employees Dental Program. Do not rely on this chart alone. All benefits are subject to the definitions, limitations and exclusions set forth in the 2023 Plan Brochure (PDF, 1.4 MB).
Find a dentist
No matter which one of our plans you choose, you’ll always have the lowest out-of-pocket cost when you see a network dentist.
Enroll now
- Go to BENEFEDS.com.
- Click on Enroll in a Plan, and choose Dental.
- Select Delta Dental
or call BENEFEDS at 1-877-888-FEDS (3337)
These rates are effective from January 1, 2023 through December 31, 2023.
If you move or change your enrollment option, your monthly premium rate may also change. Note that some Federal Employees Health Benefits (FEHB) medical plans offer dental coverage and, per OPM rules, FEHB coverage will always be primary to Delta Dental’s coverage.
Please download the 2022 Plan Brochure for specific information on rates, plan coverage and details.
2023 Plan Brochure (PDF, 1.29 MB)
2023 Plan Highlights (PDF, 1.4 MB)
Delta Dental’s Federal Employees Dental Program is administered by the Federal Government Programs division of Delta Dental of California through its subsidiary Delta Dental Insurance Company (DDIC).
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