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Compare your options with Delta Dental

You have the option of enrolling in either the Standard or High plan. Your out-of-pocket expense for procedures will be less with the High plan, but the premiums will be less with our Standard plan. With both options, there is no deductible and 100% of the costs are covered with basic services like exams and cleanings. Note that some Federal Employees Health Benefits (FEHB) medical plans offer dental coverage and, per OPM rules, FEHB coverage will always be primary to Delta Dental’s coverage.

Preview your plan options

Simply enter your ZIP code and the number of family members you wish to enroll and find the right plan for your needs.

Sample benefits

Benefits In-network Out-of-network
Basic Services — Class A (Routine cleanings, x-rays, oral exams, sealants) 100% 60%
Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions) 55% 40%
Major Services — Class C (Crowns, bridges, root canals, dentures implants, gum surgery) 35% 20%
Orthodontic Services — Class D 50% 50%
General Services (Anesthesia, occlusal guard) 55% 40%
Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) $0 $75
Annual Benefit Maximum (Non-orthodontic) $1,500 $1,000
Orthodontic Lifetime Maximum (Children up to age 19) $2,000 $1,000
Benefits In-network Out-of-network
Basic Services — Class A (Routine cleanings, x-rays, oral exams, sealants) 100% 90%
Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions) 70% 60%
Major Services — Class C (Crowns, bridges, root canals, dentures implants, gum surgery) 50% 40%
Orthodontic Services — Class D 50% 50%
General Services (Anesthesia, occlusal guard) 70% 60%
Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) $0 $50
Annual Benefit Maximum (Non-orthodontic) unlimited $3,000
Orthodontic Lifetime Maximum $3,500 for children
$2,000 for adults
$3,500 for children, $2,000 for adults

This is a brief description of services covered under the Delta Dental Federal Employees Dental Program. Do not rely on this chart alone. All benefits are subject to the definitions, limitations and exclusions set forth in the   2022 Plan Brochure (PSDF, 409 KB).

Find a dentist

No matter which one of our plans you choose, you’ll always have the lowest out-of-pocket cost when you see a network dentist.

Locate a network dentist

Enroll now

  • Go to BENEFEDS.com.
  • Click on Enroll in a Plan, and choose Dental.
  • Select Delta Dental
    or call BENEFEDS at 1-877-888-FEDS (3337)

Get started


These rates are effective from January 1, 2022 through December 31, 2022.

If you move or change your enrollment option, your monthly premium rate may also change.

Please download the 2022 Plan Brochure for specific information on rates, plan coverage and details.

  2022 Plan Brochure (PDF, 1.29 MB)
  Plan Fact Sheet (PDF, 1.37 MB)